Calculator
UAE mortgage eligibility calculator
What you can actually borrow, and the cash you need on top of it.
AED
AED
Card minimums, car and personal loans. These come off your borrowing capacity.
%
years
The loan must end by age 65.
Indicative property budget
AED 3,823,094
| Maximum loan80% LTV | AED 3,058,475 |
| Deposit required | AED 764,619 |
| One-off feesDLD, agency, mortgage registration | AED 237,902 |
| Cash needed | AED 1,002,521 |
- Monthly repayment capacity
- AED 17,000
- Term used
- 25 years
Indicative only. Debt burden ratio is capped at 50% of gross income and LTV caps follow UAE Central Bank rules for a first property; lenders apply their own policy on top, and non-resident limits are set by the bank rather than by regulation. Rates shown are nominal. Confirm with a mortgage adviser before committing.