Calculator
Dubai property buying costs calculator
Fees add roughly 7 to 8% on top of the purchase price. This shows the whole bill, line by line.
AED
%
Non-residents are typically capped near 50%, residents 80% on a first property under AED 5m.
AED
AED
One-off costs
| DLD transfer fee4% of purchase price | AED 60,000 |
| DLD admin feeProperty registration | AED 580 |
| Registration trustee feeIncl. 5% VAT | AED 4,200 |
| Agency fee2%, typically plus 5% VAT | AED 30,000 |
| Mortgage registration0.25% of loan + AED 290 | AED 2,165 |
| Bank arrangement feeUp to 1% of loan | AED 7,500 |
| ValuationBank-appointed valuer | AED 3,000 |
| Developer / building NOCVaries by developer | AED 2,000 |
| Fees and charges | AED 109,445 |
Fees as % of price7.3%
Cash needed on day oneAED 859,445
Indicative only. DLD transfer is 4% plus admin; trustee, NOC and bank fees vary by office, developer and lender, and VAT applies to service fees. Service charges, cooling and utility deposits are ongoing costs and are not included here. Confirm every figure with the DLD and your bank before committing funds.